Union County property record for 32944 477th Ave, Elk Point, SD 57025 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1978 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14.00.57.2020 |
| Primary APN | 14.00.57.2020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Interior Walls | Log |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 32944 477TH AVE |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSENBAUM TR 1 SW1/4 NW1/4 (1.11A) |
| Legal Range | 49W |
| Legal Township | 90N |
| Legal Section | 17 |
| Legal Tract | 1 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | CIVIL BEND |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20302 |
Source: Union County records · APN 14.00.57.2020
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32944 477TH AVE, ELK POINT, SD 57025-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDWEST COMMUNITY CU |
| Nov 07, 2019 | Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK |
| Jul 09, 2018 | Deed of Trust, Mortgage MIDWEST COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32944 477TH AVE, ELK POINT, SD 57025-6813 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000180/754 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 180/754 |
| Instrument | 222960 |
| Name | MIDWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SIOUX CITY, IA 51106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 05, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32944 477TH AVE, ELK POINT, SD 57025-6813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 174/0898 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 174/0898 |
| Instrument | 194767 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 32944 477TH AVE, ELK POINT, SD 57025-6813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 172/0508 |
|---|---|
| Date | Jul 09, 2018 |
| Book Page | 172/0508 |
| Instrument | 182802 |
| Name | MIDWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SIOUX CITY, IA 51106 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Jun 25, 2033 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Civil Bend Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,383.00 (+1.23%) | $216,616 (+12.22%) Land $27,021 Building $189,595 |
| 2024 | $2,354.00 (+6.85%) | |
| 2023 | $2,203.00 (+18.12%) | $193,021 Land $19,301 Building $173,720 |
| 2022 | $1,865.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 5 (2014–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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