32659 477th Ave, Elk Point, SD 57025 Property Records

Union County property record for 32659 477th Ave, Elk Point, SD 57025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,692 sqft · built 1960
Lot Size8.24 acres (358,934 sqft)
Owner2 Individual Names on Record
Last Sale$132,000 (Sep 2005)
Tax Bill$3,382 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN15.00.31.8030

Property Details

APN / Parcel Number

Primary APN15.00.31.8030

Interior

Bedrooms2 Beds
Stories1 Story
Building Area1,692 sqft Living Area
Basement Area846 sqft
Finished Basement846 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area358,934 sqft (8.24 acres)
Garage TypeAttached
Garage Area1,260 sqft
Parking Spaces5 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address32659 477TH AVE
CityELK POINT
StateSD
Zip57025-6800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN668.70' OF E537' OF E1/2SE1/4 INCL GEORGE TR 1 IN NE1/4SE1/4 (8.24A)
Legal Range49W
Legal Township91N
Legal Section31
Legal Tract1
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group1
Census Block1184
Census Tract20200

Owner

Source: Union County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32659 477TH AVE, ELK POINT, SD 57025-6800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2005 · Amount on Record
Deed SaleSep 15, 2005 · Amount on Record
Deed Document Number20054493
Deed Book / Page95 / 678
Prior Transfer DateSep 9, 2005
Prior Transfer Doc00146/1092
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address32659 477TH AVE, ELK POINT, SD 57025-6800
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000186/603
DateSep 24, 2025
Book Page186/603
Instrument252232
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2055
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionElk Point Township
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,382.00 (+1.32%)$306,618 (+17.64%) Land $94,013 Building $212,605
2024$3,338.00 (+12.39%)
2023$2,970.00 (+23.13%)$260,636 Land $67,150 Building $193,486
2022$2,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims12 (2011–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RWS/SOUTH UNION
private · serves 1,447 people · EPA ID SD4602185
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Fixed Wireless
5,000 / 5,000
Long Lines Metro
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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