32957 477th Ave, Elk Point, SD 57025 Property Records

Union County property record for 32957 477th Ave, Elk Point, SD 57025

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 4,501 sqft · built 2013
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,708 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14.00.58.4010`

Property Details

APN / Parcel Number

Primary APN	`14.00.58.4010`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	4,501 sqft Living Area
Basement Area	3,768 sqft
Finished Basement	3,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	1,072 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	32957 477TH AVE
City	ELK POINT
State	SD
Zip	57025-6813
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	PACE TR 1 IN NE1/4 SE1/4 (4.00A)
Legal Range	49W
Legal Township	90N
Legal Section	18
Legal Subdivision	PACE
Legal Tract	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	CIVIL BEND
Census Block Group	1
Census Block	1013
Census Tract	20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32957 477TH AVE, ELK POINT, SD 57025-6813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32957 477TH AVE, ELK POINT, SD 57025-6813
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32957 477TH AVE, ELK POINT, SD 57025-6813

Mortgage

Document Number	000186/754
Date	Dec 2, 2025
Book Page	186/754
Instrument	252786

Lender

Name	PREMIER BANK
Type	Bank
Address	190 IOWA ST, ALCESTER, SD 57001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2050

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32957 477TH AVE, ELK POINT, SD 57025-6813
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32957 477TH AVE, ELK POINT, SD 57025-6813

Mortgage

Document Number	000186/745
Date	Dec 1, 2025
Book Page	186/745
Instrument	252764

Lender

Name	PREMIER BANK
Type	Bank
Address	190 IOWA ST, ALCESTER, SD 57001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	32957 477TH AVE, ELK POINT, SD 57025-6813
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/0228
Date	Apr 9, 2018
Book Page	172/0228
Instrument	181317

Lender

Name	PREMIER BANK
Type	Bank
Address	ALCESTER, SD 57001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Civil Bend Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,708.00 (+0.01%)	$649,361 (%) Land $12,917 Building $636,444
2025	$6,707.00 (+1.62%)	$649,383 (+0.24%) Land $12,939 Building $636,444
2024	$6,600.00 (-4.03%)
2023	$6,877.00 (-8.34%)	$647,830 Land $11,386 Building $636,444
2022	$7,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Long Lines Metro, T-Mobile, Verizon.

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