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3284 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3284 Toscana Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 2016
Lot Size0.127 acres (5,532 sqft)
OwnerIndividual Name on File
Last Sale$206,500 (Apr 2016)
Tax Bill$2,552 (2025)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN27-26-30-2919-0001-0510

Property Details

APN / Parcel Number

Primary APN27-26-30-2919-0001-0510
Alternative APNs
  • 263027291900010510
  • 148725

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,515 sqft Living Area
Gross Area2,021 sqft
1st Floor Area1,515 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions92 ft deep x 60 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3284 TOSCANA DR
CitySAINT CLOUD
StateFL
Zip34772-6710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVILLAGIO PB 19 PG 43-45 LOT 51 ORD# 2015-06
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionVILLAGIO
Legal Tract2919
Legal Block510
Legal Lot Number51
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43207

Owner

3284 Toscana Dr is owned and occupied by an individual who bought it in April 2016.

Source: Osceola County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3284 TOSCANA DR, SAINT CLOUD, FL 34772-6710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2016 · Amount on File
Deed SaleApr 26, 2016 · Amount on File
Prior SaleFeb 1, 2016 · Amount on File
Deed Document Number201661939
Deed Book / Page4949 / 268
Record UpdatedOct 29, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3284 TOSCANA DR, SAINT CLOUD, FL 34772-6710
Document Number0053272147
Instrument DateFeb 23, 2018
Transaction TypeMortgage
Record UpdatedJun 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3284 TOSCANA DR ST CLOUD FL 347726710, ST CLOUD, FL 34772-6710

Mortgage

Document Number0053272147
DateMay 3, 2018
Book Page005327/002147
Instrument70802
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 2, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 3284 Toscana Dr was $2,552 with exemptions applied.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,552.00 Homeowner's exemption Veteran's exemption$190,460$284,700 Land $65,000 Building $219,700
2023$2,387.00 (+4.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$179,702 (+3%)$275,600 (+14.98%) Land $60,000 Building $215,600
2022$2,294.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$174,468$239,700 Land $60,000 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3284 Toscana Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3284 Toscana Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
CenturyLink
DSL		140 / 20

May also be available: AT&T, Verizon, Xfinity.

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