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3279 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3279 Toscana Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,048 sqft · built 2016
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$243,600 (Nov 2016)
Tax Bill$3,217 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN272630540800010430

Property Details

APN / Parcel Number

Primary APN272630540800010430

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,048 sqft Heated Area
Gross Area2,581 sqft
1st Floor Area2,048 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area113 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3279 TOSCANA DR
CitySAINT CLOUD
StateFL
Zip34772-6708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGIO REPLAT 1 PB 24 PG 31 LOT 43
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionVILLAGIO
Legal Tract5408
Legal Lot Number43
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3279 TOSCANA DR, SAINT CLOUD, FL 34772-6708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2016 · Amount on Record
Deed SaleNov 7, 2016 · Amount on Record
Deed Document Number2016167244
Deed Book / Page5052 / 1413
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3279 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3279 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number0064710074
DateSep 8, 2023
Book Page6471/74
Instrument2023118413
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3279 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3279 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number0060882006
DateNov 17, 2021
Book Page6088/2006
Instrument2021178545
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2031

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,217.00 (+6.42%) Homeowner's exemption$222,610 (+5.99%)$334,900 (+3.2%) Land $65,000 Building $269,900
2023$3,023.00 (+3.7%) Homeowner's exemption$210,036 (+3%)$324,500 (+15.98%) Land $60,000 Building $264,500
2022$2,915.00 Homeowner's exemption$203,919$279,800 Land $60,000 Building $219,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
CenturyLink
DSL		140 / 20

May also be available: AT&T, Verizon, Xfinity.

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