3281 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3281 Toscana Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$241,200 (May 2017)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`272630540800010440`

Property Details

APN / Parcel Number

Primary APN	`272630540800010440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Heated Area
Gross Area	2,581 sqft
1st Floor Area	2,048 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3281 TOSCANA DR
City	SAINT CLOUD
State	FL
Zip	34772-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGIO REPLAT 1 PB 24 PG 31 LOT 44
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	5408
Legal Lot Number	44
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 272630540800010440

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3281 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
May 01, 2017	Special Warranty Deed, Transfer · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Jan 23, 2017	Warranty Deed, Transfer COMMUNITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2017 · Amount on Record
Deed Sale	May 01, 2017 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	2017063336
Deed Book / Page	5139 / 2150
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3281 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052422317
Date	Nov 21, 2017
Book Page	5242/2317
Instrument	2017166408

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 01, 2017
Property Address	3281 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0051392150
Book / Page	5139 / 2150
Map Reference	MB24 PG31
Instrument Date	Apr 27, 2017
Instrument	2017063336
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,688.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3281 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0051392152
Date	May 01, 2017
Instrument	5139/2152

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 23, 2017
Property Address	3281 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0050891857
Book / Page	005089 / 001857
Instrument Date	Jan 03, 2017
Instrument	11992
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	COMMUNITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$340.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (+6.4%) Homeowner's exemption	$222,135 (+5.99%)	$331,900 (+3.33%) Land $65,000 Building $266,900
2023	$3,015.00 (+3.72%) Homeowner's exemption	$209,588 (+3%)	$321,200 (+15.91%) Land $60,000 Building $261,200
2022	$2,907.00 Homeowner's exemption	$203,484	$277,100 Land $60,000 Building $217,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Lumen Technologies	DSL	140 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Toscana Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures