3283 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3283 Toscana Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2022)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272630540800010450`

Property Details

APN / Parcel Number

Primary APN	`272630540800010450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Heated Area
Gross Area	2,581 sqft
1st Floor Area	2,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3283 TOSCANA DR
City	SAINT CLOUD
State	FL
Zip	34772-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGIO REPLAT 1 PB 24 PG 31 LOT 45
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	5408
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 272630540800010450

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jul 05, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 03, 2018	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jul 06, 2017	Warranty Deed, Transfer COMMUNITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2022 · Amount on Record
Deed Sale	Aug 05, 2022 · Amount on Record
Prior Sale	Apr 03, 2018 · Amount on Record
Deed Document Number	2022120727
Deed Book / Page	6264 / 2241
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 05, 2022
Property Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0062642241
Book / Page	6264 / 2241
Map Reference	MB 24 PG 31
Instrument Date	Aug 05, 2022
Instrument	2022120727
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PRONTO TITLES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7141 HARMONY SQUARE DR S, 7141, HARMONY, FL 34773-6057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0062642243
Date	Aug 05, 2022
Instrument	6264/2243

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0057642946
Instrument Date	Jul 05, 2020
Transaction Type	Mortgage
Record Updated	Sep 01, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3283 TOSCANA DR ST CLOUD FL 347726708, ST CLOUD, FL 34772-6708

Mortgage

Document Number	0057642946
Date	Jul 30, 2020
Book Page	005764/002946
Instrument	99660

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 29, 2048

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 03, 2018
Property Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0053101329
Book / Page	5310 / 1329
Map Reference	MB24 PG31
Instrument Date	Mar 30, 2018
Instrument	2018051814
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RDH, 4307, ORLANDO, FL 32811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	2018051815
Date	Apr 03, 2018
Instrument	2018051815

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 06, 2017
Property Address	3283 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0051752000
Book / Page	005175 / 002000
Instrument Date	Jun 30, 2017
Instrument	98735
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	COMMUNITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,031.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4301 VINELAND RD #H20 ORLANDO FL 328117188, H20, ORLANDO, FL 32811-7188
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,114.00 (+3.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,600 (+3.35%) Land $65,000 Building $268,600	$333,600 (+3.35%) Land $65,000 Building $268,600
2023	$4,964.00 (+59.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$322,800 (+49.94%) Land $60,000 Building $262,800	$322,800 (+15.82%) Land $60,000 Building $262,800
2022	$3,120.00 Homeowner's exemption	$215,289	$278,700 Land $60,000 Building $218,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Lumen Technologies	DSL	140 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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