3284 Bernath Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3284 Bernath Dr, Milton, FL 32583

Property Summary

Property Type	Vacant Land
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Sep 2018)
Tax Bill	$1,719 (2024)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`35-1N-29-0346-00A00-0010`

Property Details

APN / Parcel Number

Primary APN	`35-1N-29-0346-00A00-0010`

Exterior

Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Account Number	351N29034600A000010
Street Address	3284 BERNATH DR
City	MILTON
State	FL
Zip	32583-8467
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	BERNATH PLACE (THE) LOT 1 BLK A AS DES IN OR 3762 PG 1949
Legal Range	29W
Legal Township	01N
Legal Section	35
Legal Subdivision	BERNATH PLACE (THE)
Legal Block	A
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3012
Census Tract	10709

Owner

Source: Santa Rosa County records · APN 35-1N-29-0346-00A00-0010

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5778 DUNBAR CIR, MILTON, FL 32583-2854
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2018 · Amount on Record
Deed Sale	Sep 05, 2018 · Amount on Record
Prior Sale	Jul 10, 2000 · Amount on Record
Deed Document Number	201837934
Deed Book / Page	3762 / 1949
Record Updated	Jun 08, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	3284 BERNATH DR, MILTON, FL 32583-8467
Document Number	0036361520
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,719.00 (+0.29%)	$11,875 (-) Land $11,875	$11,875 (-) Land $11,875
2023	$1,714.00 (+0.18%)	$11,875 (-) Land $11,875	$11,875 (-) Land $11,875
2022	$1,711.00	$11,875	$11,875 Land $11,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.