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3254 Bernath Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3254 Bernath Dr, Milton, FL 32583 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,527 sqft Living Area
Lot Size26,223 sqft (0.602 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2022)
Tax Bill$2,121.00 (2024)

Owner

Source: Santa Rosa County records · APN 35-1N-29-0346-00A00-0060

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3254 BERNATH DR, MILTON, FL 32583-8467
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jul 29, 2022Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 20, 2021Intrafamily Transfer, Transfer · Building or Construction Mortgage
BEACH BANK
Feb 12, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleFeb 12, 2021 · Amount on Record
Deed Doc Number202244649
Deed Book / Page4310 / 1648
Prior Transfer DateSep 20, 2021
Prior Transfer Doc0000062729
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3254 BERNATH DR, MILTON, FL 32583-8467
Transaction TypeMortgage
Record UpdatedApr 27, 2026
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3254 BERNATH DR, MILTON, FL 32583-8467

Mortgage

Document Number0047251773
DateMar 30, 2026
Book Page4725/1773
Instrument202615640
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term319 Months
DueOct 01, 2052

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 29, 2022
Property Address3254 BERNATH DR, MILTON, FL 32583-8467
Document Number0043101648
Book / Page4310 / 1648
Map ReferenceMB F PG 10
Instrument DateJul 28, 2022
Instrument202244649
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2986 AVALON BLVD, MILTON, FL 32583-6159

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3254 BERNATH DR, MILTON, FL 32583-8467

Mortgage

Document Number0043101652
DateJul 29, 2022
Instrument4310/1652
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateSep 20, 2021
Property Address3254 BERNATH DR, MILTON, FL 32583-8467
Document Number0041800922
Book / Page4180 / 922
Map ReferenceMB F PG 10
Instrument DateSep 20, 2021
Instrument202162729
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2986 AVALON BLVD, MILTON, FL 32583-6159

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 AVALON BLVD, MILTON, FL 32583-6159
InvestorPossibly a Property Investor

Mortgage

Document Number0041800924
DateSep 20, 2021
Book Page4180/924
Instrument202162730
Lender
NameBEACH BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 12, 2021
Property Address3254 BERNATH DR, MILTON, FL 32583-8467
Document Number0040710261
Book / Page4071 / 261
Map ReferenceMB F PG 10
Instrument DateFeb 12, 2020
Instrument202109439
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$91.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3316 DUNNING DR, PACE, FL 32571-9503

Transferred To (Grantee/Buyer)

NameVerified Name
Address3982 AVALON BLVD, MILTON, FL 32583-5513
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$365,430 (+0.25%) Land $18,500 Building $346,930$365,430 (-2.79%) Land $18,500 Building $346,930
2024$2,121.00 (+36.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$364,525 (+3%)$375,914 (+6.22%) Land $12,500 Building $363,414
2023$1,553.00 (-9.92%)$353,908 (+2,731.26%) Land $12,500 Building $341,408$353,908 (+2,731.26%) Land $12,500 Building $341,408
2022$1,724.00$12,500$12,500 Land $12,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 350 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN35-1N-29-0346-00A00-0060
Alternative APN
  • N29135034600A000060

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,527 sqft Living Area
Gross Area3,660 sqft Gross Area
1st Floor2,527 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof MaterialWood Shingle Roof
Lot Area26,223 sqft (0.602 acres)
Depth X Width282 ft x 70 ft Depth x Width
Garage TypeAttached Garage
Garage Area690 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3254 BERNATH DR
CityMILTON
StateFL
Zip32583-8467
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBERNATH PLACE (THE) LOT 6 BLK A AS DES IN OR 4310 PG 1648
Legal Range29W
Legal Township1N
Legal Section35
Legal SubdivisionBERNATH PLACE (THE)
Legal BlockA
Legal Lot Number6
JurisdictionSANTA ROSA FL
Minor Civil DivisionAVALON-MULAT
Census Blockgroup3
Census Block3012
Census Tract10709

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