Santa Rosa County property record for 3249 Bernath Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,285 sqft · built 1997 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | Company Name on Record |
| Last Sale | $412,000 (Mar 2023) |
| Tax Bill | $4,985 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 35-1N-29-0346-00B00-0020 |
| Primary APN | 35-1N-29-0346-00B00-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,285 sqft Living Area |
| Gross Area | 3,632 sqft |
| 1st Floor Area | 2,285 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 17,729 sqft (0.407 acres) |
| Lot Dimensions | 197 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 459 sqft |
| Patio Area | 335 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3249 BERNATH DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-8455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BERNATH PLACE (THE) LOT 2 BLK B AS DES IN OR 4373 PG 1363 & AS DES IN OR 4535 PG 1973 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 35 |
| Legal Subdivision | BERNATH PLACE (THE) |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3249 BERNATH DR, MILTON, FL 32583-8455 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 4, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 23, 2018 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 20239657 |
| Deed Book / Page | 4373 / 1363 |
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 0045351973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 8, 2023 |
| Property Address | 3249 BERNATH DR, MILTON, FL 32583-8455 |
| Document Number | 0043731363 |
| Book / Page | 4373 / 1363 |
| Map Reference | MB F PG 10 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 202309657 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7902 E COUNTRY DR APT 527, 527, LAREDO, TX 78045-9018 |
| Name | Verified Name |
|---|---|
| Address | 8126 MILDRED LN, WINNECONNE, WI 54986-9562 |
| Investor | Possibly a Property Investor |
| Document Number | 0043731365 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 4373/1365 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3249 BERNATH DR, MILTON, FL 32583-8455 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041581385 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 4158/1385 |
| Instrument | 202152318 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 23, 2018 |
| Property Address | 3249 BERNATH DR, MILTON, FL 32583-8455 |
| Document Number | 0037300908 |
| Book / Page | 003730 / 000908 |
| Instrument Date | May 21, 2018 |
| Instrument | 21080 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3249 BERNATH DR MILTON FL 325838455, MILTON, FL 32583-8455 |
| Document Number | 37300910 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 003730/000910 |
| Instrument | 21081 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 22, 2046 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $291,783 (-1.45%) Land $18,500 Building $273,283 | $291,783 (-1.45%) Land $18,500 Building $273,283 | |
| 2024 | $4,985.00 (+32.47%) Homeowner's exemption | $296,065 (+45.95%) Land $12,500 Building $283,565 | $296,065 (+5.1%) Land $12,500 Building $283,565 |
| 2023 | $3,763.00 (+2.34%) Homeowner's exemption | $202,860 (+3.98%) | $281,687 (+10.24%) Land $12,500 Building $269,187 |
| 2022 | $3,677.00 Homeowner's exemption | $195,092 | $255,517 Land $12,500 Building $243,017 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 56 (1995–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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