Santa Rosa County property record for 3278 Bernath Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,729 sqft · built 2022 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,753 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 35-1N-29-0346-00A00-0020 |
| Primary APN | 35-1N-29-0346-00A00-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,729 sqft Heated Area |
| 1st Floor Area | 2,129 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Porch | Open Porch |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 351N29034600A000020 |
|---|---|
| Street Address | 3278 BERNATH DR |
| City | MILTON |
| State | FL |
| Zip | 32583-8467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BERNATH PLACE (THE) LOT 2 BLK A AS DES IN OR 3762 PG 1951 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | BERNATH PLACE (THE) |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5778 DUNBAR CIR, MILTON, FL 32583-2854 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 5, 2018 | Warranty Deed, Transfer PARTNERSHIP TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2018 |
| Deed Sale | Sep 5, 2018 |
| Prior Sale | May 4, 2001 · Amount on Record |
| Deed Document Number | 201837935 |
| Deed Book / Page | 3762 / 1951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3278 BERNATH DR, MILTON, FL 32583-8467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 5778 DUNBAR CIR, MILTON, FL 32583-2854 |
| Document Number | 0043100485 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 4310/485 |
| Instrument | 202244258 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 5, 2018 |
| Property Address | 3278 BERNATH DR, MILTON, FL 32583-8467 |
| Document Number | 0037621951 |
| Book / Page | 003762 / 001951 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 37935 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | PARTNERSHIP TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5058 MANDAVILLA BLVD GULF BREEZE FL 325638905, GULF BREEZE, FL 32563-8905 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,753.00 (-0.02%) | $250,407 (+6.12%) Land $11,875 Building $238,532 | $250,407 (+6.12%) Land $11,875 Building $238,532 |
| 2023 | $4,754.00 (+177.85%) | $235,964 (+1,887.07%) Land $11,875 Building $224,089 | $235,964 (+1,887.07%) Land $11,875 Building $224,089 |
| 2022 | $1,711.00 | $11,875 | $11,875 Land $11,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 56 (1995–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures