3281 Oneal Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3281 Oneal Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,522 sqft · built 2006
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (Oct 2022)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R023402100000007173`

Property Details

APN / Parcel Number

Primary APN	`R023402100000007173`
Alternative APNs	`34 02 10 0 000 007.173` `03436375` `3436375`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,522 sqft Living Area
1st Floor Area	2,522 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	348 sqft
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3436375
Street Address	3281 ONEAL CT
City	MOBILE
State	AL
Zip	36695-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 O'NEAL PLACE MBK 106 PG 119 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range	05S
Legal Township	05S
Legal Section	10
Legal Subdivision	ONEAL PLACE
Legal Lot Number	13
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2004
Census Tract	6503

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3281 ONEAL CT, MOBILE, AL 36695-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	202264166
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 4, 2022
Property Address	3281 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000064166
Map Reference	MB 106 PG 119
Instrument Date	Sep 30, 2022
Instrument	2022064166
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064167
Date	Oct 4, 2022
Instrument	2022064167

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 8, 2017
Property Address	3281 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000051419
Book / Page	007553 / 000087
Instrument Date	Sep 1, 2017
Instrument	51419
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3281 ONEAL CT MOBILE AL 366958765, MOBILE, AL 36695-8765

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 (-2.53%)	$30,570 (-2.55%) Land $4,000 Building $26,570	$305,700 (-2.55%) Land $40,000 Building $265,700
2024	$3,042.00 (+13.93%)	$31,370 (+13.95%) Land $3,750 Building $27,620	$313,700 (+13.95%) Land $37,500 Building $276,200
2023	$2,670.00	$27,530 Land $3,750 Building $23,780	$275,300 Land $37,500 Building $237,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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