3280 Oneal Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3280 Oneal Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,385 sqft · built 2007
Lot Size	0.292 acres (12,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2012)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023402100000007180`

Property Details

APN / Parcel Number

Primary APN	`R023402100000007180`
Alternative APNs	`34 02 10 0 000 007.180` `03436446` `3436446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
1st Floor Area	2,385 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,758 sqft (0.292 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3436446
Street Address	3280 ONEAL CT
City	MOBILE
State	AL
Zip	36695-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 O'NEAL PLACE MBK 106 PG 119 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range	05S
Legal Township	05S
Legal Section	10
Legal Subdivision	ONEAL PLACE
Legal Lot Number	20
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2004
Census Tract	6503

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3280 ONEAL CT, MOBILE, AL 36695-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2012 · Amount on Record
Deed Sale	Sep 5, 2012 · Amount on Record
Prior Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	201250991
Deed Book / Page	6929 / 1460
Prior Transfer Date	Jul 24, 2012
Prior Transfer Doc	0000050991
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3280 ONEAL CT, MOBILE, AL 36695-8765
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024343
Date	Apr 19, 2021
Instrument	2021024343

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3280 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000024738
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3280 ONEAL CT MOBILE AL 366958765, MOBILE, AL 36695-8765

Mortgage

Document Number	0000024738
Date	May 7, 2019
Instrument	24738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 (-1.75%)	$26,710 (-1.73%) Land $4,000 Building $22,710	$267,100 (-1.73%) Land $40,000 Building $227,100
2024	$2,636.00 (+13.38%)	$27,180 (+13.39%) Land $3,750 Building $23,430	$271,800 (+13.39%) Land $37,500 Building $234,300
2023	$2,325.00	$23,970 Land $3,750 Building $20,220	$239,700 Land $37,500 Building $202,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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