3260 Oneal Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3260 Oneal Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 2005
Lot Size	0.293 acres (12,804 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2024)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023402100000007182`

Property Details

APN / Parcel Number

Primary APN	`R023402100000007182`
Alternative APNs	`34 02 10 0 000 007.182` `03436464` `3436464`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,804 sqft (0.293 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	526 sqft
Deck Area	Deck Area
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3436464
Street Address	3260 ONEAL CT
City	MOBILE
State	AL
Zip	36695-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 O'NEAL PLACE MBK 106 PG 119 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range	05S
Legal Township	05S
Legal Section	10
Legal Subdivision	ONEAL PLACE
Legal Lot Number	22
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2004
Census Tract	6503

Owner

3260 Oneal Ct is owned and occupied by two individuals who bought it in May 2024.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3260 ONEAL CT, MOBILE, AL 36695-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
May 24, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	202432345
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 12, 2022
Property Address	3260 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000076283
Map Reference	MB 106 PG 119
Instrument Date	Dec 5, 2022
Instrument	2022076283
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	NOT AVAILABLE, SLT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 MCFOLAND RD, MOBILE, AL 36693

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3260 ONEAL CT, MOBILE, AL 36695-8765

Mortgage

Document Number	0000076284
Date	Dec 12, 2022
Instrument	2022076284

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 24, 2020
Property Address	3260 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000044071
Map Reference	MB 106 PG 119
Instrument Date	Jul 17, 2020
Instrument	2020044071
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5446 SAM SNEAD HWY, 5446, HOT SPRINGS, VA 24445-2428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 ONEAL CT, MOBILE, AL 36695-8765

Mortgage

Document Number	0000044072
Date	Jul 24, 2020
Instrument	2020044072

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000044073
Date	Jul 24, 2020
Instrument	2020044073

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3260 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000034782
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 ONEAL CT MOBILE AL 366958765, MOBILE, AL 36695-8765

Mortgage

Document Number	0000034782
Date	Jun 20, 2019
Instrument	34782

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 19, 2044

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 31, 2018
Property Address	3260 ONEAL CT, MOBILE, AL 36695-8765
Document Number	0000051491
Book / Page	007676 / 001637
Instrument Date	Aug 30, 2018
Instrument	51491
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 ONEAL CT MOBILE AL 366958765, MOBILE, AL 36695-8765

Tax Assessment & Valuation

The 2025 property tax bill for 3260 Oneal Ct was $1,337 with a homeowner's exemption.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 Homeowner's exemption	$28,950 Land $4,000 Building $24,950	$289,500 Land $40,000 Building $249,500
2023	$1,208.00 Homeowner's exemption	$26,280 Land $3,750 Building $22,530	$262,800 Land $37,500 Building $225,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3260 Oneal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3260 Oneal Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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