3261 Oneal Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3261 Oneal Ct, Mobile, AL 36695

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,362 sqft · built 2005
OwnerIndividual Name on File
Last Sale$239,900 (Apr 2015)
Tax Bill$1,102 (2023)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR023402100000007171

Property Details

APN / Parcel Number

Primary APNR023402100000007171
Alternative APNs
  • 34 02 10 0 000 007.171
  • 03436357
  • 3436357

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,362 sqft Living Area
1st Floor Area2,225 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area678 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number3436357
Old Parcel NumberR023402100000007171
Street Address3261 ONEAL CT
CityMOBILE
StateAL
Zip36695-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 O'NEAL PLACE MBK 106 PG 119 #SEC 10 T5S R3W #MP34 02 10 0 000
Legal Range03W
Legal Township05S
Legal Section10
Legal SubdivisionONEAL PLACE
Legal Lot Number11
JurisdictionMOBILE AL
Township / Civil DivisionGRAND BAY
Census Block Group2
Census Block2004
Census Tract6503

Owner

3261 Oneal Ct is owned and occupied by an individual who bought it in April 2015.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3261 ONEAL CT, MOBILE, AL 36695-8765
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2015 · Amount on File
Deed SaleApr 21, 2015 · Amount on File
Prior SaleSep 28, 2005 · Amount on File
Deed Document Number2015019908
Deed Book / Page7253 / 0879
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3261 ONEAL CT, MOBILE, AL 36695-8765
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084842
DateDec 28, 2021
Instrument2021084842
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$26,080 Land $4,000 Building $22,080$260,800 Land $40,000 Building $220,800
2023$1,102.00 Homeowner's exemption$24,110 Land $3,750 Building $20,360$241,100 Land $37,500 Building $203,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3261 Oneal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3261 Oneal Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 66% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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