Kane County property record for 328 N 3rd St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,002 sqft · built 1887 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,463 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-256-008 |
| Primary APN | 12-03-256-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 4,935 sqft |
| Basement Area | 2,933 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 328 N 3RD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 75 LTS 9 7 10 BLK 15 OT GENEVA |
| Legal Subdivision | GENEVA |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
328 N 3rd St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 N 3RD ST, GENEVA, IL 60134-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 328 N 3RD ST, GENEVA, IL 60134-1444 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 328 N 3RD ST, GENEVA, IL 60134-1444 |
| Document Number | 0000000228 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 2023K000228 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.95% |
| Change Frequency | Monthly |
The 2025 property tax bill for 328 N 3rd St was $7,463 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,463.00 Homeowner's exemption Senior Citizen's exemption | $119,338 (+8.5%) Land $43,345 Building $75,993 | $358,157 (+8.5%) Land $130,087 Building $228,070 |
| 2024 | $109,989 Land $39,949 Building $70,040 | $330,099 Land $119,895 Building $210,204 | |
| 2022 | $8,275.00 (+3.26%) Homeowner's exemption | $110,118 (+3.86%) Land $33,746 Building $76,372 | $330,354 (+3.86%) Land $101,238 Building $229,116 |
| 2021 | $8,014.00 Homeowner's exemption | $106,026 Land $32,492 Building $73,534 | $318,078 Land $97,476 Building $220,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 328 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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