Kane County property record for 302 N 3rd St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,182 sqft · built 1857 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $600,000 (Sep 2020) |
| Tax Bill | $18,158 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-256-011 |
| Primary APN | 12-03-256-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1857 |
|---|---|
| Effective Year Built | Effective 1857 |
| Lot Area | 11,250 sqft (0.258 acres) |
| View / Lot | Corner |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 302 N 3RD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 LOT 1&2 SE 1/4 LOT 3 BLOCK 15 |
| Legal Subdivision | GENEVA |
| Legal Block | 1 |
| Legal Lot Number | 1&2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
302 N 3rd St is owner-occupied and held in a trust since September 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 302 N 3RD ST, GENEVA, IL 60134-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK |
| Sep 10, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Feb 2, 2005 · Amount on File |
| Deed Document Number | 202052032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 302 N 3RD ST, GENEVA, IL 60134-1444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0000048048 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019K048048 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 10, 2020 |
| Property Address | 302 N 3RD ST, GENEVA, IL 60134-1444 |
| Document Number | 0000052032 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020K052032 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 302 N 3RD ST, GENEVA, IL 60134-1444 |
| Document Number | 0000052033 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020K052033 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 302 N 3rd St was $18,158 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,158.00 Homeowner's exemption | $259,409 (+8.5%) Land $43,345 Building $216,064 | $778,538 (+8.5%) Land $130,087 Building $648,451 |
| 2024 | $239,086 Land $39,949 Building $199,137 | $717,545 Land $119,895 Building $597,650 | |
| 2022 | $17,843.00 (+2.94%) Homeowner's exemption | $219,707 (+3.86%) Land $33,746 Building $185,961 | $659,121 (+3.86%) Land $101,238 Building $557,883 |
| 2021 | $17,334.00 Homeowner's exemption | $211,542 Land $32,492 Building $179,050 | $634,626 Land $97,476 Building $537,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 302 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 302 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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