Kane County property record for 217 N 3rd St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,598 sqft · built 1878 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $390,000 (Jun 2015) |
| Tax Bill | $11,167 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-403-002 |
| Primary APN | 12-03-403-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,598 sqft Living Area |
| Gross Area | 2,165 sqft |
| Basement Area | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Lot Area | 7,200 sqft (0.165 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 217 N 3RD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 60 LOT 6&7 BLOCK 21 |
| Legal Subdivision | GENEVA |
| Legal Block | 1 |
| Legal Lot Number | 6&7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
217 N 3rd St is owner-occupied and held in a trust since December 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 217 N 3RD ST, GENEVA, IL 60134-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on File |
| Deed Sale | Jun 2, 2015 · Amount on File |
| Prior Sale | Dec 21, 2012 · Amount on File |
| Deed Document Number | 201528095 |
| Last Transfer Date | Dec 1, 2022 |
| Transfer Doc | 0000057824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 7, 2022 |
| Property Address | 217 N 3RD ST, GENEVA, IL 60134-1441 |
| Document Number | 0000057824 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022K057824 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 217 N 3RD ST, GENEVA, IL 60134-1441 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 217 N 3RD ST, GENEVA, IL 60134-1441 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 217 N 3RD ST, GENEVA, IL 60134-1441 |
| Document Number | 0000028414 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022K028414 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 217 N 3RD ST, GENEVA, IL 60134-1441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020595 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020K020595 |
| Name | WEST SUBURBAN BANK |
|---|---|
| Type | Bank |
| Address | LOMBARD, IL 60148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.49% |
|---|
The 2025 property tax bill for 217 N 3rd St was $11,167 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,167.00 Homeowner's exemption Senior Citizen's exemption | $170,621 (+8.5%) Land $39,010 Building $131,611 | $512,068 (+8.5%) Land $117,077 Building $394,991 |
| 2024 | $157,254 Land $35,954 Building $121,300 | $471,951 Land $107,905 Building $364,046 | |
| 2022 | $11,659.00 (+3.14%) Homeowner's exemption | $150,643 (+3.86%) Land $30,371 Building $120,272 | $451,929 (+3.86%) Land $91,113 Building $360,816 |
| 2021 | $11,304.00 Homeowner's exemption | $145,044 Land $29,242 Building $115,802 | $435,132 Land $87,726 Building $347,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 217 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 217 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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