212 N 3rd St, Geneva, IL 60134 Property Records

Kane County property record for 212 N 3rd St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,694 sqft · built 1890
Lot Size0.217 acres (9,450 sqft)
Owner2 Individual Names on Record
Last Sale$261,000 (Apr 2012)
Tax Bill$10,131 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-402-005

Property Details

APN / Parcel Number

Primary APN12-03-402-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,694 sqft Living Area
Gross Area2,310 sqft
Basement Area616 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl
Lot Area9,450 sqft (0.217 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address212 N 3RD ST
CityGENEVA
StateIL
Zip60134-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN1/2 LOTS 1&2 BLOCK 22
Legal SubdivisionGENEVA
Legal Block1
Legal Lot Number1&2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1025
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Geneva Historic District
listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address212 N 3RD ST, GENEVA, IL 60134-1442
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2012 · Amount on Record
Deed SaleApr 30, 2012 · Amount on Record
Deed Document Number201227523
Last Transfer DateMay 9, 2016
Transfer Doc0000025914
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address212 N 3RD ST, GENEVA, IL 60134-1442
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 N 3RD ST, GENEVA, IL 60134-1442

Mortgage

Document Number0000001789
DateJan 18, 2023
Instrument2023K001789
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address212 N 3RD ST, GENEVA, IL 60134-1442
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyNOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020400
DateMar 16, 2021
Instrument2021K020400
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,131.00 (+15.07%) Homeowner's exemption$148,272 (+8.5%) Land $43,345 Building $104,927$444,994 (+8.5%) Land $130,087 Building $314,907
2024$136,656 (+22.62%) Land $39,949 Building $96,707$410,132 (+22.67%) Land $119,895 Building $290,237
2022$8,804.00 (+3.06%) Homeowner's exemption$111,448 (+3.86%) Land $33,746 Building $77,702$334,344 (+3.86%) Land $101,238 Building $233,106
2021$8,543.00 Homeowner's exemption$107,306 Land $32,492 Building $74,814$321,918 Land $97,476 Building $224,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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