328 Hearthstone Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 328 Hearthstone Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,540 sqft · built 1988
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2018)
Tax Bill	$11,867 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
APN	`034689 125.08-3-40`

Property Details

APN / Parcel Number

Primary APN	`034689 125.08-3-40`
Alternative APNs	`468912500800030400000000` `46000419433`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	2,120 sqft
2nd Floor Area	420 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	130 ft deep x 86 ft wide
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	201 sqft
Porch	Slab
Porch Area	400 sqft
Shed	1 Shed
Canopy	54 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000419433
Street Address	328 HEARTHSTONE DR
City	ENDICOTT
State	NY
Zip	13760-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G3 003 C7 D 79
Legal Subdivision	WHISPERING HILLS SUBDIVISION SECTION 4
Legal Block	3
Legal Lot Number	40.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	13304

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Jun 28, 2018	Deed of Trust, Mortgage · FHA Mortgage WEICHERT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	201816989
Deed Book / Page	2561 / 352
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	328 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FREEDOM LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 HEARTHSTONE DR, ENDICOTT, NY 13760-1035

Mortgage

Document Number	0040031265
Date	Mar 22, 2021
Book Page	4003/1265
Instrument	202100006732

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	328 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FREEDOM LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 HEARTHSTONE DR, ENDICOTT, NY 13760-1035

Mortgage

Document Number	0040031283
Date	Mar 22, 2021
Book Page	4003/1283
Instrument	202100006733

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	328 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Document Number	0038850946
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	67 GREENTREE RD MARLTON NJ 080531158, MARLTON, NJ 08053-1158

Mortgage

Document Number	0038850946
Date	Oct 4, 2018
Book Page	003885/000946
Instrument	25255

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,867.00 (+7.34%)
2025	$11,056.00 (+3.9%)	$11,000 (-) Land $1,000 Building $10,000	$395,700 (+24.47%) Land $35,973 Building $359,727
2024	$10,641.00
2023		$11,000 Land $1,000 Building $10,000	$317,919 Land $28,902 Building $289,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

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