316 Hearthstone Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 316 Hearthstone Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 1985
Lot Size	0.274 acres (11,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Aug 2022)
Tax Bill	$9,817 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
APN	`034689 125.08-3-37`

Property Details

APN / Parcel Number

Primary APN	`034689 125.08-3-37`
Alternative APNs	`468912500800030370000000` `46000419370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,938 sqft (0.274 acres)
Lot Dimensions	127 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000419370
Street Address	316 HEARTHSTONE DR
City	ENDICOTT
State	NY
Zip	13760-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 SP 0030C7000D0870000000
Legal Subdivision	WHISPERING HILLS SECTION 2A
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	13304

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed, Transfer · Conventional Mortgage VISIONS FCU
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage ELMIRA SVGS BK
Nov 18, 2020	Grant Deed, Transfer · VA Mortgage ELMIRA SVGS BK
Jul 25, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	202219993
Deed Book / Page	2697 / 235
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0024730419
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Aug 1, 2022
Property Address	316 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Document Number	0002697/38
Book / Page	2697 / 38
Map Reference	MAP 2196
Instrument Date	Jul 23, 2022
Instrument	202200019628
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 HEARTHSTONE DR, 316, ENDWELL, NY 13760-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	316 HEARTHSTONE DR, ENDWELL, NY 13760-1035

Mortgage

Document Number	202200019629
Date	Aug 1, 2022
Instrument	202200019629

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	316 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Document Number	0039830186
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 WAYNE ST ENDICOTT NY 137603543, ENDICOTT, NY 13760-3543

Mortgage

Document Number	0039830186
Date	Nov 18, 2020
Book Page	003983/000186
Instrument	24103

Lender

Name	ELMIRA SVGS BK
Type	Federal Savings Bank
Address	ELMIRA, NY 14901

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Nov 18, 2020
Property Address	316 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Document Number	0026360581
Book / Page	002636 / 000581
Instrument Date	Nov 10, 2020
Instrument	24102
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3108 WAYNE ST ENDICOTT NY 137603543, ENDICOTT, NY 13760-3543

Mortgage

Document Number	39830186
Date	Nov 18, 2020
Book Page	003983/000186
Instrument	24103

Lender

Name	ELMIRA SVGS BK
Type	Federal Savings Bank
Address	ELMIRA, NY 14901

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jul 25, 2018
Property Address	316 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Document Number	0025630624
Book / Page	002563 / 000624
Instrument Date	Jul 20, 2018
Instrument	19442
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 HEARTHSTONE DR ENDWELL NY 137601035, ENDWELL, NY 13760-1035

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,817.00 (+7.34%)
2025	$9,146.00 (+3.9%)	$9,100 (-) Land $1,000 Building $8,100	$327,300 (+24.45%) Land $35,967 Building $291,333
2024	$8,803.00
2023		$9,100 Land $1,000 Building $8,100	$263,006 Land $28,902 Building $234,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Greenlight Networks, T-Mobile.

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