321 Hearthstone Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 321 Hearthstone Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,400 sqft · built 1984
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Aug 1996)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
APN	`034689 125.08-3-13`

Property Details

APN / Parcel Number

Primary APN	`034689 125.08-3-13`
Alternative APNs	`468912500800030130000000` `46000419320`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	728 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	80 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000419320
Street Address	321 HEARTHSTONE DR
City	ENDICOTT
State	NY
Zip	13760-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 003 C7 D 55
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	13304

Owner

Source: Broome County and Union Town records · APN 034689 125.08-3-13

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 HEARTHSTONE DR, ENDICOTT, NY 13760-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 1996 · Amount on Record
Deed Sale	Aug 26, 1996 · Amount on Record
Deed Book / Page	1869 / 399
Last Transfer Date	Apr 02, 2012
Transfer Doc	002371/576
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	321 HEARTHSTONE DR, ENDICOTT, NY 13760-1060
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039170302
Date	Jul 08, 2019
Book Page	3917/302
Instrument	201900018784

Lender

Name	VISIONS FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Broome County and Union Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,231.00 (+3.88%) Homeowner's exemption	$6,200 (-) Land $1,000 Building $5,200	$223,000 (+24.45%) Land $35,968 Building $187,032
2024	$5,998.00
2023		$6,200 Land $1,000 Building $5,200	$179,191 Land $28,902 Building $150,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Greenlight Networks Holding, T-Mobile USA.

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.