320 Hearthstone Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 320 Hearthstone Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,986 sqft · built 1984
Lot Size	0.3 acres (13,100 sqft)
Owner	Individual Name on File
Tax Bill	$8,945 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
APN	`034689 125.08-3-38`

Property Details

APN / Parcel Number

Primary APN	`034689 125.08-3-38`
Alternative APNs	`468912500800030380000000` `46000419400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	1,146 sqft
2nd Floor Area	840 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,100 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	265 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000419400
Street Address	320 HEARTHSTONE DR
City	ENDICOTT
State	NY
Zip	13760-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 0030C7000D0810000000
Legal Block	3
Legal Lot Number	38.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	13304

Owner

Source: Broome County and Union Town records · APN 034689 125.08-3-38

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	320 HEARTHSTONE DR, ENDICOTT, NY 13760-1035
Document Number	0038871021
Instrument Date	Oct 05, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HEARTHSTONE DR ENDWELL NY 137601035, ENDWELL, NY 13760-1035

Mortgage

Document Number	0038871021
Date	Oct 22, 2018
Book Page	003887/001021
Instrument	26756

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Broome County and Union Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,945.00 (+3.89%) Homeowner's exemption	$8,900 (-) Land $1,200 Building $7,700	$320,100 (+24.44%) Land $43,160 Building $276,940
2024	$8,610.00
2023		$8,900 Land $1,200 Building $7,700	$257,225 Land $34,682 Building $222,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360070133041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 144 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.