Chesapeake City property record for 328 Downing Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,366 sqft · built 1988 |
| Lot Size | 0.969 acres (42,210 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,033 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2017 Line of Credit |
| APN | 0493001000200 |
| Primary APN | 0493001000200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Upper Floors Area | 1,014 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,210 sqft (0.969 acres) |
| Lot Dimensions | 315 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 257 sqft |
| Deck Area | 462 sqft |
| Patio Area | 442 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 328 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 20 JOLLIFF STATION SEC ONE |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 DOWNING DR, CHESAPEAKE, VA 23322-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Mar 13, 2017 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 4, 2026 |
| Property Address | 328 DOWNING DR, CHESAPEAKE, VA 23322-8702 |
| Document Number | 0000011276 |
| Book / Page | 10974 / 1599 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202611276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000011276, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 10974/1599 |
| Instrument | 202611276 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 328 DOWNING DR, CHESAPEAKE, VA 23322-8702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170006694 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 9764/207 |
| Instrument | 170006694 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,400 (+3.63%) Land $220,000 Building $296,400 | $516,400 (+3.63%) Land $220,000 Building $296,400 | |
| 2025 | $5,033.00 (+46.52%) | $498,300 (+9.85%) Land $195,000 Building $303,300 | $498,300 (+9.85%) Land $195,000 Building $303,300 |
| 2023 | $453,600 (+10.85%) Land $183,800 Building $269,800 | $453,600 (+10.85%) Land $183,800 Building $269,800 | |
| 2022 | $409,200 Land $157,500 Building $251,700 | $409,200 Land $157,500 Building $251,700 | |
| 2019 | $3,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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