Chesapeake City property record for 313 Downing Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,370 sqft · built 1988 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,876 (2025) |
| Deeds & Mortgages | Aug 2007 Line of Credit Apr 2008 Line of Credit + 2 more |
| APN | 0493001001770 |
| Primary APN | 0493001001770 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Upper Floors Area | 1,014 sqft |
| Attic | Attic |
| Attic Area | 486 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 88 ft deep x 232 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 880 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 177 JOLLIFF STATION SEC ONE |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 313 DOWNING DR, CHESAPEAKE, VA 23322-8704 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 28, 2007 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Apr 14, 2008 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Feb 4, 2008 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Nov 17, 2014 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2015 |
| Deed Sale | Jan 7, 2015 |
| Prior Sale | May 7, 2002 · Amount on Record |
| Deed Book / Page | 9465 / 542 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 9465/0542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 DOWNING DR, CHESAPEAKE, VA 23322-8704 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007195/634 |
|---|---|
| Date | Aug 28, 2007 |
| Book Page | 7195/634 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 200 Months |
| Due | Apr 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 DOWNING DR, CHESAPEAKE, VA 23322-8704 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007451/568 |
|---|---|
| Date | Apr 14, 2008 |
| Book Page | 7451/568 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 DOWNING DR, CHESAPEAKE, VA 23322-8704 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007364/485 |
|---|---|
| Date | Feb 4, 2008 |
| Book Page | 7364/485 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 DOWNING DR, CHESAPEAKE, VA 23322-8704 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09449/1367 |
|---|---|
| Date | Nov 17, 2014 |
| Book Page | 9449/1367 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,200 (+3.81%) Land $210,000 Building $291,200 | $501,200 (+3.81%) Land $210,000 Building $291,200 | |
| 2025 | $4,876.00 (+2.7%) | $482,800 (+9.9%) Land $185,000 Building $297,800 | $482,800 (+9.9%) Land $185,000 Building $297,800 |
| 2024 | $4,748.00 (+39.24%) | ||
| 2023 | $439,300 (+10.85%) Land $175,000 Building $264,300 | $439,300 (+10.85%) Land $175,000 Building $264,300 | |
| 2022 | $396,300 Land $150,000 Building $246,300 | $396,300 Land $150,000 Building $246,300 | |
| 2019 | $3,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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