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312 Downing Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 312 Downing Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,379 sqft · built 1988
Lot Size0.917 acres (39,945 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Jul 2022)
Tax Bill$5,153 (2025)
Deeds & MortgagesMay 2008 Line of Credit
Nov 2008 Line of Credit
+ 2 more
APN0493001000240

Property Details

APN / Parcel Number

Primary APN0493001000240

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,379 sqft Living Area
1st Floor Area1,014 sqft
Upper Floors Area1,014 sqft
AtticAttic
Attic Area486 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area39,945 sqft (0.917 acres)
Lot Dimensions444 ft deep x 90 ft wide
Garage TypeAttached
Garage Area486 sqft

Exterior Amenities

PorchSlab
Porch Area490 sqft
Deck Area576 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 DOWNING DR
CityCHESAPEAKE
StateVA
Zip23322-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description24 JOLLIFF STATION SEC ONE
Legal SubdivisionTUNBRIDGE STATION SOUTH, JOLLIFF STATION
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 29, 2008Deed of Trust, Mortgage · Line of Credit
AMERICAN GENERAL FINANCIA
Nov 18, 2008Deed of Trust, Mortgage · Line of Credit
RBC BANK
Feb 24, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 5, 2022Warranty Deed, Transfer · Conventional Mortgage
NBKC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Prior SaleJul 6, 2001 · Amount on Record
Deed Document Number202221890
Deed Book / Page10577 / 1028
Last Transfer DateFeb 10, 2023
Transfer Doc10640/1484
Record UpdatedOct 29, 2026

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007501/849
DateMay 29, 2008
Book Page7501/849
Lender
NameAMERICAN GENERAL FINANCIA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00007648/1
DateNov 18, 2008
Book Page7648/1
Lender
NameRBC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 24, 2023
Property Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702
Document Number10640/1484
Book / Page10640 / 1484
Instrument DateFeb 10, 2023
Instrument230003728
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 5, 2022
Property Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702
Document Number10577/1028
Book / Page10577 / 1028
Instrument DateJun 30, 2022
Instrument220021890
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 DOWNING DR, CHESAPEAKE, VA 23322-8702

Mortgage

Document Number0220021891
DateJul 5, 2022
Instrument220021891
Lender
NameNBKC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,700 (+3.43%) Land $220,000 Building $307,700$527,700 (+3.43%) Land $220,000 Building $307,700
2025$5,153.00 (+2.57%)$510,200 (+9.67%) Land $195,000 Building $315,200$510,200 (+9.67%) Land $195,000 Building $315,200
2024$5,024.00 (+41.08%)
2023$465,200 (+10.63%) Land $183,800 Building $281,400$465,200 (+10.63%) Land $183,800 Building $281,400
2022$420,500 Land $157,500 Building $263,000$420,500 Land $157,500 Building $263,000
2019$3,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims26 (1990–2020)
Claims Outside the SFHA3 of 26
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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