316 Downing Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 316 Downing Dr, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 2,872 sqft · built 1990
Lot Size	0.917 acres (39,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jun 2021)
Tax Bill	$5,601 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage + 2 more
APN	`0493001000230`

Property Details

APN / Parcel Number

Primary APN	`0493001000230`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,872 sqft Total Area
1st Floor Area	1,013 sqft
Upper Floors Area	1,013 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,945 sqft (0.917 acres)
Lot Dimensions	444 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	573 sqft
Deck Area	Deck Area
Patio Area	524 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 DOWNING DR
City	CHESAPEAKE
State	VA
Zip	23322-8702
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R12AS: RES
Legal Description	23 JOLLIFF STATION SEC ONE
Legal Subdivision	TUNBRIDGE STATION SOUTH, JOLLIFF STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 DOWNING DR, CHESAPEAKE, VA 23322-8702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 29, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HOME LENDING LLC
Jun 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jun 11, 2013 · Amount on Record
Deed Document Number	202128063
Deed Book / Page	10393 / 1192
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	8399/476
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	316 DOWNING DR, CHESAPEAKE, VA 23322-8702
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 DOWLING DR, CHESAPEAKE, VA 23322-8702

Mortgage

Document Number	10960/1780
Date	Mar 30, 2026
Book Page	10960/1780
Instrument	260007766

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	316 DOWNING DR, CHESAPEAKE, VA 23322-8702
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010188/321
Date	Jul 28, 2020
Book Page	10188/321
Instrument	200024955

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	316 DOWNING DR, CHESAPEAKE, VA 23322-8702
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10071/1841
Date	Oct 29, 2019
Book Page	10071/1841
Instrument	190029301

Lender

Name	JG WENTWORTH HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 21, 2021
Property Address	316 DOWNING DR, CHESAPEAKE, VA 23322-8702
Document Number	10393/1192
Book / Page	10393 / 1192
Instrument Date	Jun 17, 2021
Instrument	210028063
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 DOWNING DR, CHESAPEAKE, VA 23322-8702

Mortgage

Document Number	10393/1196
Date	Jun 21, 2021
Book Page	10393/1196
Instrument	210028064

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,300 (+3.18%) Land $220,000 Building $371,300	$591,300 (+3.18%) Land $220,000 Building $371,300
2025		$573,100 (+10.7%) Land $195,000 Building $378,100	$573,100 (+10.7%) Land $195,000 Building $378,100
2024	$5,601.00 (+50.48%)
2023		$517,700 (+10.69%) Land $183,800 Building $333,900	$517,700 (+10.69%) Land $183,800 Building $333,900
2022		$467,700 Land $157,500 Building $310,200	$467,700 Land $157,500 Building $310,200
2019	$3,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

316 Downing Dr, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Downing Dr

Nearby Streets

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