328 Cullin Rd, Elgin, SC 29045 Property Records

Richland County property record for 328 Cullin Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Vacant Land
Details	4 bd · 3 ba · 2,910 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$384,850 (Dec 2022)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28913-06-38`

Property Details

APN / Parcel Number

Primary APN	`28913-06-38`
Alternative APNs	`R28913-06-38` `02175318`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,910 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02175318
Street Address	328 CULLIN RD
City	ELGIN
State	SC
Zip	29045-9833
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 36 62.3X134.7X24.7X57X129.2 #SU MILL @ WOODCREEK FARMS PHASE 2A #PR RB2474-(1924/1925) RB2647-2352/2353
Legal Subdivision	THE MILL AT WOODCREEK FARMS
Legal Phase	2A
Legal Lot Number	36,62
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2094
Census Tract	11407

Owner

Source: Richland County records · APN 28913-06-38

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	328 CULLIN RD, ELGIN, SC 29045-9833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Intrafamily Transfer, Transfer
Dec 22, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
May 08, 2021	Warranty Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	May 08, 2021 · Amount on Record
Deed Document Number	202269342
Deed Book / Page	2804 / 2725
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Dec 14, 2023
Property Address	328 CULLIN RD, ELGIN, SC 29045-9833
Document Number	0028861440
Book / Page	2886 / 1440
Map Reference	MB 2647 PG 2352&2353
Instrument Date	Dec 14, 2023
Instrument	2023053818
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 CULLIN RD, ELGIN, SC 29045-9833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	328 CULLIN RD, ELGIN, SC 29045-9833

December 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 22, 2022
Property Address	328 CULLIN RD, ELGIN, SC 29045-9833
Document Number	0028042725
Book / Page	2804 / 2725
Map Reference	MB 2647 PG 2352&2353
Instrument Date	Dec 19, 2022
Instrument	2022069342
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 CULLIN RD, ELGIN, SC 29045-9833

Mortgage

Document Number	2022069343
Date	Dec 22, 2022
Instrument	2022069343

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	May 08, 2021
Property Address	328 CULLIN RD, ELGIN, SC 29045-9833
Document Number	0026160041
Book / Page	2616 / 41
Map Reference	MB 2474 PG 1924&1925
Instrument Date	Apr 28, 2021
Instrument	2021028849
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Tax	$799.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (-9.87%) Homeowner's exemption		$389,400 (+8,365.22%) Land $55,000 Building $334,400
2023	$3,312.00 (+1,907.27%)		$4,600 (-)
2021	$165.00	$280	$4,600 Land $4,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 39% of South Carolina
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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