Richland County property record for 320 Cullin Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 2,360 sqft · built 2022 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $275,065 (Nov 2022) |
| Tax Bill | $9,634 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28913-06-42 |
| Primary APN | 28913-06-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,360 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02175354 |
|---|---|
| Street Address | 320 CULLIN RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9833 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 40 78.9X129.1X66.7X129.1 #SU MILL @ WOODCREEK FARMS PHASE 2A #PR RB2474-(1924/1925); RB2647-(23552/2353) |
| Legal Subdivision | THE MILL AT WOODCREEK FARMS |
| Legal Phase | 2A |
| Legal Lot Number | 40,78 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 11407 |
Source: Richland County records · APN 28913-06-42
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 320 CULLIN RD, ELGIN, SC 29045-9833 |
| Owner Type | Company |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 15, 2022 | Deed, Subdivision Related Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Deed Document Number | 202263156 |
| Deed Book / Page | 2795 / 3126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 320 CULLIN RD, ELGIN, SC 29045-9833 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0030723365 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 3072/3365 |
| Instrument | 2025053769 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 15, 2022 |
| Property Address | 320 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0027953126 |
| Book / Page | 2795 / 3126 |
| Map Reference | MB 2647 PG 2352&2353 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 2022063156 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $716.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 2022063157 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022063157 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,700 (+446.19%) Land $55,000 Building $260,700 | ||
| 2023 | $9,634.00 (+369.72%) | $57,800 (-) | |
| 2021 | $2,051.00 | $3,470 | $57,800 Land $57,800 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 39% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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