Richland County property record for 322 Cullin Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 3 ba · 2,458 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,135 (Sep 2022) |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28913-06-41 |
| Primary APN | 28913-06-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02175345 |
|---|---|
| Street Address | 322 CULLIN RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9833 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 39 76X123.9X15.6X49.1X129.1 #SU MILL @ WOODCREEK FARMS PHASE 2A |
| Legal Subdivision | THE MILL AT WOODCREEK FARMS |
| Legal Phase | 2A |
| Legal Lot Number | 39,76 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 11407 |
Source: Richland County records · APN 28913-06-41
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 CULLIN RD, ELGIN, SC 29045-9833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 14, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 12, 2021 | Warranty Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Jul 12, 2021 · Amount on Record |
| Deed Document Number | 202252128 |
| Deed Book / Page | 2779 / 3160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 322 CULLIN RD, ELGIN, SC 29045-9833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0031072028 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 3107/2028 |
| Instrument | 2026011715 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2046 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 14, 2022 |
| Property Address | 322 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0027793160 |
| Book / Page | 2779 / 3160 |
| Map Reference | MB 2647 PG 2352-2353 |
| Instrument Date | Sep 02, 2022 |
| Instrument | 2022052128 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $835.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 322 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 2022052129 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022052129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 12, 2021 |
| Property Address | 322 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0026410928 |
| Book / Page | 2641 / 928 |
| Map Reference | MB 2474 PG 1924&1925 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021045571 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 (+4.72%) Homeowner's exemption | $327,700 (-) Land $55,000 Building $272,700 | |
| 2024 | $327,700 Land $55,000 Building $272,700 | $327,700 (+7,023.91%) Land $55,000 Building $272,700 | |
| 2023 | $2,332.00 (+1,313.33%) | $4,600 (-) | |
| 2021 | $165.00 | $280 | $4,600 Land $4,600 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force 30 of 31 on primary residences |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Moderate above 46% of the US · above 39% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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