Richland County property record for 324 Cullin Rd, Elgin, SC 29045
| Property Type | Vacant Land |
|---|---|
| Details | 4 bd · 3 ba · 2,460 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,225 (Oct 2022) |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28913-06-40 |
| Primary APN | 28913-06-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,460 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02175336 |
|---|---|
| Street Address | 324 CULLIN RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9833 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PD |
| Legal Description | LOT 38 74.7X124.5X64.1X123.9 #SU MILL @ WOODCREEK FARMS PH 2A #PR RB2474-(1924/1925) RB2647-(2352/2353) |
| Legal Subdivision | THE MILL AT WOODCREEK FARMS |
| Legal Phase | 2A |
| Legal Lot Number | 38,74 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 11407 |
Source: Richland County records · APN 28913-06-40
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 CULLIN RD, ELGIN, SC 29045-9833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 21, 2022 | Deed, Subdivision Related Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Oct 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 202259091 |
| Deed Book / Page | 2789 / 3724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 26, 2026 |
| Property Address | 324 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0000025131 |
| Book / Page | 3130 / 2555 |
| Instrument Date | May 19, 2026 |
| Instrument | 202625131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 324 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0000025131, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 3130/2555 |
| Instrument | 202625131 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 21, 2022 |
| Property Address | 324 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0027893724 |
| Book / Page | 2789 / 3724 |
| Map Reference | MB 2647 PG 2352&2353 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022059091 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 2022059092 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022059092 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 14, 2021 |
| Property Address | 324 CULLIN RD, ELGIN, SC 29045-9833 |
| Document Number | 0026762361 |
| Book / Page | 2676 / 2361 |
| Map Reference | MB 2647 PG 2352&2353 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021068945 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,056.35 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,072.00 (-74.2%) | $349,500 (+7,497.83%) Land $55,000 Building $294,500 | |
| 2023 | $11,909.00 (+7,117.58%) | $4,600 (-) | |
| 2021 | $165.00 | $280 | $4,600 Land $4,600 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 72 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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