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328 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 328 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,674 sqft · built 2018
Lot Size0.151 acres (6,563 sqft)
OwnerIndividual Name on Record
Last Sale$229,990 (Dec 2018)
Tax Bill$4,154 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jul 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN055639-0816

Property Details

APN / Parcel Number

Primary APN055639-0816
Alternative APN
  • U053219B0F000000000130

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,674 sqft Living Area
Gross Area3,178 sqft
1st Floor Area1,106 sqft
Upper Floors Area1,568 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,563 sqft (0.151 acres)
Lot Dimensions131 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch
Porch Area42 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556390816
Street Address328 BLUE POINT DR
CityRUSKIN
StateFL
Zip33570-7638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMC-12
Legal DescriptionSHELL POINT ROAD SUBDIVISION LOT 13
Legal Range19E
Legal Township32S
Legal Section05
Legal SubdivisionSHELL POINT ROAD SUBDIVISION
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1030
Census Tract14122

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address328 BLUE POINT DR, RUSKIN, FL 33570-7638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG
Jul 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 10, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2018 · Amount on Record
Deed SaleDec 10, 2018 · Amount on Record
Deed Document Number2018494828
Deed Book / Page26263 / 1012
Last Transfer DateJul 9, 2019
Transfer Doc0000292789
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address328 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000115163
Instrument DateMar 2, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address328 BLUE POINT DR RUSKIN FL 335707638, RUSKIN, FL 33570-7638

Mortgage

Document Number0000115163
DateMar 20, 2020
Instrument115163
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 10, 2019
Property Address328 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0267720999
Book / Page026772 / 000999
Instrument DateJul 9, 2019
Instrument292789
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address328 BLUE POINT DR RUSKIN FL 335707638, RUSKIN, FL 33570-7638

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 10, 2018
Property Address328 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000494828
Book / Page26263 / 1012
Map ReferenceMB 130 PG 293-296
Instrument DateDec 5, 2018
Instrument2018494828
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 BLUE POINT DR, RUSKIN, FL 33570-7638

Mortgage

Document Number0000494829
DateDec 10, 2018
Instrument2018494829
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,919 (+2.7%)$300,997 (-5.25%) Land $75,394 Building $225,603
2025$4,154.00 (+12.36%) Homeowner's exemption Widower's exemption$225,822 (+5.99%)$317,665 (-0.18%) Land $88,506 Building $229,159
2023$3,697.00 (+2.5%) Homeowner's exemption Widower's exemption$213,066 (+3%)$318,234 (+9.55%) Land $85,228 Building $233,006
2022$3,607.00 Homeowner's exemption$206,860$290,497 Land $59,004 Building $231,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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