322 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 322 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,674 sqft · built 2018
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$229,990 (Oct 2018)
Tax Bill$4,200 (2025)
Deeds & MortgagesMar 2026 Transfer
Oct 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN055639-0810

Property Details

APN / Parcel Number

Primary APN055639-0810
Alternative APN
  • U053219B0F000000000100

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,674 sqft Living Area
Gross Area3,244 sqft
1st Floor Area1,106 sqft
Upper Floors Area1,568 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch
Porch Area108 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556390810
Street Address322 BLUE POINT DR
CityRUSKIN
StateFL
Zip33570-7638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMC-12
Legal DescriptionSHELL POINT ROAD SUBDIVISION LOT 10
Legal Range19E
Legal Township32S
Legal Section05
Legal SubdivisionSHELL POINT ROAD SUBDIVISION
Legal Lot Number10
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1030
Census Tract14122

Owner

Source: Hillsborough County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 BLUE POINT DR, RUSKIN, FL 33570-7638
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 18, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST HOME BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2018 · Amount on Record
Deed SaleOct 18, 2018 · Amount on Record
Deed Document Number2018425173
Deed Book / Page26149 / 1714
Last Transfer DateMar 5, 2026
Transfer Doc0000096909
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateMar 12, 2026
Property Address322 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000096909
Map ReferenceMB 130 PG 293&296
Instrument DateMar 5, 2026
Instrument2026096909
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address322 BLUE POINT DR, RUSKIN, FL 33570-7638

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 BLUE POINT DR, RUSKIN, FL 33570-7638

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 18, 2018
Property Address322 BLUE POINT DR, RUSKIN, FL 33570-7638
Document Number0000425173
Book / Page26149 / 1714
Map ReferenceMB 130 PG 293-296
Instrument DateOct 16, 2018
Instrument2018425173
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 BLUE POINT DR, RUSKIN, FL 33570-7638

Mortgage

Document Number0000425174
DateOct 18, 2018
Instrument2018425174
Lender
NameFIRST HOME BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,200.00 (+8.14%) Homeowner's exemption$223,317 (+5.99%)$315,300 (-0.27%) Land $81,960 Building $233,340
2024$3,884.00 (+3.77%)
2023$3,743.00 (+4.93%) Homeowner's exemption$210,702 (+3%)$316,165 (+9.95%) Land $78,924 Building $237,241
2022$3,567.00 Homeowner's exemption$204,565$287,556 Land $54,640 Building $232,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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