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325 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 325 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,851 sqft · built 2018
Lot Size0.206 acres (8,964 sqft)
Owner2 Individual Names on File
Last Sale$213,100 (Dec 2018)
Tax Bill$3,244 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN055639-0852

Property Details

APN / Parcel Number

Primary APN055639-0852
Alternative APN
  • U053219B0F000000000310

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,851 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,851 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,964 sqft (0.206 acres)
Lot Dimensions128 ft deep x 65 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0556390852
Street Address325 BLUE POINT DR
CityRUSKIN
StateFL
Zip33570-7639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMC-12
Legal DescriptionSHELL POINT ROAD SUBDIVISION LOT 31
Legal Range19E
Legal Township32S
Legal Section05
Legal SubdivisionSHELL POINT ROAD SUBDIVISION
Legal Lot Number31
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1030
Census Tract14122

Owner

325 Blue Point Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address325 BLUE POINT DR, RUSKIN, FL 33570-7639
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
RAILROAD & IND'L FCU
Dec 3, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2018 · Amount on File
Deed SaleDec 3, 2018 · Amount on File
Deed Document Number2018484623
Deed Book / Page26246 / 1729
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address325 BLUE POINT DR, RUSKIN, FL 33570-7639
Document Number0000383523
Instrument DateSep 1, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address325 BLUE POINT DR RUSKIN FL 335707639, RUSKIN, FL 33570-7639

Mortgage

Document Number0000383523
DateSep 18, 2020
Instrument383523
Lender
NameRAILROAD & IND'L FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 17, 2035

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 3, 2018
Property Address325 BLUE POINT DR, RUSKIN, FL 33570-7639
Document Number0000484623
Book / Page26246 / 1729
Map ReferenceMB 130 PG 293-296
Instrument DateNov 30, 2018
Instrument2018484623
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,491.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address325 BLUE POINT DR, RUSKIN, FL 33570-7639

Mortgage

Document Number0000484624
DateDec 3, 2018
Instrument2018484624
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 325 Blue Point Dr was $3,244 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,035 (+2.7%)$274,931 (-6.5%) Land $93,456 Building $181,475
2025$3,244.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$190,881$294,052 Land $109,707 Building $184,345
2023$2,837.00 (+3.13%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$180,098 (+3%)$293,145 (+14.49%) Land $105,644 Building $187,501
2022$2,751.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$174,852$256,047 Land $73,141 Building $182,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Blue Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims11 (1982–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Blue Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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