509 Blue Point Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 509 Blue Point Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,674 sqft · built 2019
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$229,990 (Jul 2019)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`055639-0846`

Property Details

APN / Parcel Number

Primary APN	`055639-0846`
Alternative APN	`U053219B0F000000000280`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	3,178 sqft
1st Floor Area	1,106 sqft
Upper Floors Area	1,568 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Porch
Porch Area	42 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0556390846
Street Address	509 BLUE POINT DR
City	RUSKIN
State	FL
Zip	33570-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMC-12
Legal Description	SHELL POINT ROAD SUBDIVISION LOT 28
Legal Range	19E
Legal Township	32S
Legal Section	05
Legal Subdivision	SHELL POINT ROAD SUBDIVISION
Legal Lot Number	28
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1030
Census Tract	14122

Owner

509 Blue Point Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 BLUE POINT DR, RUSKIN, FL 33570-7640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Deed Document Number	2019280745
Deed Book / Page	26750 / 1809
Record Updated	Oct 29, 2026

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 2, 2019
Property Address	509 BLUE POINT DR, RUSKIN, FL 33570-7640
Document Number	0000280745
Book / Page	26750 / 1809
Map Reference	MB 130 PG 293-296
Instrument Date	Jun 27, 2019
Instrument	2019280745
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BLUE POINT DR, RUSKIN, FL 33570-7640

Mortgage

Document Number	0267501810
Date	Jul 2, 2019
Instrument	26750/1810

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 509 Blue Point Dr was $4,522 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,494 (+2.7%)	$300,104 (-5.09%) Land $71,789 Building $228,315
2025	$4,522.00 Homeowner's exemption	$240,987	$316,192 Land $84,272 Building $231,920
2023	$4,033.00 (+4.75%) Homeowner's exemption	$227,374 (+3%)	$327,290 (+13.77%) Land $81,151 Building $246,139
2022	$3,850.00 Homeowner's exemption	$220,751	$287,677 Land $56,184 Building $231,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Blue Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Blue Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20