San Diego County property record for 3278 Via Ribera, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,197 sqft · built 2000 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on Record |
| Last Sale | $840,000 (Jul 2020) |
| Tax Bill | $10,322 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Sep 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 271-140-14-00 |
| Primary APN | 271-140-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,197 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3278 VIA RIBERA |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-7448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-P |
| Legal Description | LOT 64 TR 012543 |
| Legal Subdivision | ESCONDIDO BLKS RESUB |
| Legal Tract | 012543 |
| Legal Block | 2 |
| Legal Lot Number | 64 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20405 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit MY POINT CU SD |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MY POINT CU SD |
| Jul 10, 2020 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Sep 13, 1999 · Amount on Record |
| Deed Document Number | 2020369332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Document Number | 0000810039 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0810039 |
| Name | MY POINT CU SD |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Document Number | 0000583640 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0583640 |
| Name | MY POINT CU SD |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 10, 2020 |
| Property Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Document Number | 0000369332 |
| Map Reference | MAP 12543 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 2020-0369332 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3278 VIA RIBERA, ESCONDIDO, CA 92029-7448 |
| Document Number | 0000369333 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020-0369333 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $927,423 (+2%) Land $302,095 Building $625,328 | |
| 2025 | $10,322.00 (+4.46%) Homeowner's exemption | $909,239 (+4.04%) Land $296,172 Building $613,067 |
| 2023 | $9,881.00 (+1.08%) Homeowner's exemption | $873,934 Land $284,672 Building $589,262 |
| 2022 | $9,775.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–1983) |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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