Albemarle County property record for 3277 Garth Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,708 sqft · built 1920 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jan 2015) |
| Tax Bill | $8,111 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04200-00-00-037F0 |
| Primary APN | 04200-00-00-037F0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Finished Area |
| Basement Area | 825 sqft |
| Unfinished Basement | 412 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 348,480 sqft (8 acres) |
| Pool Area | 640 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 245 sqft |
| Patio Area | 441 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Stable | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3277 GARTH RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE 1B |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10100 |
3277 Garth Rd is owned and occupied by an individual who bought it in January 2015.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3277 GARTH RD, CHARLOTTESVILLE, VA 22901-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2015 · Amount on File |
| Deed Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 2015144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3277 GARTH RD, CHARLOTTESVILLE, VA 22901-5201 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 5527/741 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 5527/741 |
| Instrument | 2021-00007464 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 3277 Garth Rd was $8,111, up 9.7% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,111.00 (+9.71%) | $907,300 (+9.71%) Land $363,500 Building $543,800 | $907,300 (+9.71%) Land $363,500 Building $543,800 |
| 2025 | $7,393.00 | $827,000 Land $327,000 Building $500,000 | $827,000 Land $327,000 Building $500,000 |
| 2023 | $6,329.00 | $741,200 Land $296,600 Building $444,600 | $741,200 Land $296,600 Building $444,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3277 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3277 Garth Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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