3339 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 3339 Garth Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,284 sqft · built 1993
Lot Size	3.42 acres (149,324 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2018)
Tax Bill	$5,479 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04200-00-00-037H1`

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-037H1`
Alternative APN	`8739`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,284 sqft Finished Area
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	149,324 sqft (3.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Patio Area	560 sqft
Storage Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3339 GARTH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE D
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3028
Census Tract	10100

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3339 GARTH RD, CHARLOTTESVILLE, VA 22901-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage FULTON BK NA
May 30, 2019	Loan Modification, Mortgage FULTON BK NA
Jun 26, 2018	Grant Deed, Construction Loan · Line of Credit FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	20187034
Deed Book / Page	5064 / 433
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3339 GARTH RD, CHARLOTTESVILLE, VA 22901-5202
Document Number	0000007524
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3339 GARTH RD CHARLOTTESVILLE VA 229015202, CHARLOTTESVILLE, VA 22901-5202

Mortgage

Document Number	0000007524
Date	Jun 22, 2020
Book Page	005337/000103
Instrument	7524

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602-2853

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	3339 GARTH RD, CHARLOTTESVILLE, VA 22901-5202
Document Number	0000006323
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3339 GARTH RD CHARLOTTESVILLE VA 229015202, CHARLOTTESVILLE, VA 22901-5202

Mortgage

Document Number	0000006323
Date	Jun 21, 2019
Book Page	005182/000183
Instrument	6323

Lender

Name	FULTON BK NA
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 26, 2018
Property Address	3339 GARTH RD, CHARLOTTESVILLE, VA 22901-5202
Document Number	0000007034
Book / Page	005064 / 000433
Instrument Date	Jun 1, 2018
Instrument	7034
Transaction Type	Construction Loan
Record Updated	Jul 18, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3339 GARTH RD CHARLOTTESVILLE VA 229015202, CHARLOTTESVILLE, VA 22901-5202

Mortgage

Document Number	7035
Date	Jun 26, 2018
Book Page	005064/000436
Instrument	7035

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,479.00 (+9.58%)	$612,900 (+9.58%) Land $224,000 Building $388,900	$612,900 (+9.58%) Land $224,000 Building $388,900
2025	$5,000.00 (+20.63%)	$559,300 (+15.22%) Land $201,500 Building $357,800	$559,300 (+15.22%) Land $201,500 Building $357,800
2023	$4,145.00	$485,400 Land $182,800 Building $302,600	$485,400 Land $182,800 Building $302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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