Albemarle County property record for 3221 Garth Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,754 sqft · built 2024 |
| Lot Size | 10.2 acres (447,797 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,554 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04200-00-00-037B2 |
| Primary APN | 04200-00-00-037B2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Finished Area |
| Basement Area | 1,292 sqft |
| Unfinished Basement | 912 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 447,797 sqft (10.2 acres) |
| Garage Area | 627 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 136 sqft |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Street Address | 3221 GARTH RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE PARCEL B |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10100 |
3221 Garth Rd is owner-occupied and held in a trust since December 2015.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3221 GARTH RD, CHARLOTTESVILLE, VA 22901-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2015 |
| Transfer Doc | 0000000177 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3221 Garth Rd was $12,554, up 7.2% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,554.00 (+7.24%) | $1,404,200 (+7.23%) Land $524,600 Building $879,600 | $1,404,200 (+7.23%) Land $524,600 Building $879,600 |
| 2025 | $11,706.00 | $1,309,500 Land $471,900 Building $837,600 | $1,309,500 Land $471,900 Building $837,600 |
| 2023 | $4,368.00 | $511,500 Land $350,100 Building $161,400 | $511,500 Land $350,100 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3221 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3221 Garth Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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