3082 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 3082 Garth Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,808 sqft · built 1977
Lot Size	26.1 acres (1,139,225 sqft)
Owner	Individual Name on File
Last Sale	$2,950,000 (Jun 2022)
Tax Bill	$18,810 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04200-00-00-040E0`

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-040E0`
Alternative APN	`8752`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,808 sqft Finished Area
Basement Area	3,764 sqft
Finished Basement	569 sqft
Unfinished Basement	1,465 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Metal
Lot Area	1,139,225 sqft (26.1 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	264 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	262 sqft
Patio Area	604 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3082 GARTH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL A-1
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3029
Census Tract	10100

Owner

3082 Garth Rd is owned and occupied by an individual who bought it in June 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3082 GARTH RD, CHARLOTTESVILLE, VA 22901-5305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	20227336
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 16, 2022
Property Address	3082 GARTH RD, CHARLOTTESVILLE, VA 22901-5305
Document Number	202200007336
Map Reference	MB 595 PG 520
Instrument Date	Jun 9, 2022
Instrument	202200007336
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 GARTH RD, CHARLOTTESVILLE, VA 22901-5305
Investor	Possibly a Property Investor

Mortgage

Document Number	202200007337
Date	Jun 16, 2022
Instrument	202200007337

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3082 Garth Rd was $18,810, up 6.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,810.00 (+6.93%)	$2,104,000 (+6.93%) Land $249,400 Building $1,854,600	$2,104,000 (+6.93%) Land $249,400 Building $1,854,600
2025	$17,591.00	$1,967,700 Land $225,300 Building $1,742,400	$1,967,700 Land $225,300 Building $1,742,400
2023	$13,160.00	$1,541,000 Land $205,900 Building $1,335,100	$1,541,000 Land $205,900 Building $1,335,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3082 Garth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3082 Garth Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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