Hernando County property record for 3275 Gardenia Dr, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,016 sqft · built 1994 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,246 (Jan 2019) |
| Tax Bill | $4,577 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2350-1120-0310 |
| Primary APN | R13-223-16-2350-1120-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,340 sqft Gross Area |
| 1st Floor Area | 1,216 sqft 1st Floor |
| Upper Floors Area | 800 sqft Upper Floors |
| Stories | 3 Stories |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.163 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 448 sqft Garage |
| Patio Area | 426 sqft Patio |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 876 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01113985 |
|---|---|
| Street Address | 3275 GARDENIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 12 BLOCK 112 LOT 31 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 12 |
| Legal Block | 112 |
| Legal Lot Number | 31 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2350-1120-0310
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 07, 2023 | Deed of Trust, Mortgage · Line of Credit STRONGHOLD MARINE CONSTRUCTION INC |
| Feb 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 09, 2019 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2019 · Amount on Record |
| Deed Sale | Jan 09, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2004 · Amount on Record |
| Deed Document Number | 20191630 |
| Deed Book / Page | 3660 / 161 |
| Prior Transfer Date | Nov 17, 2016 |
| Prior Transfer Doc | 0034171704 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0042641271 |
|---|---|
| Date | Feb 07, 2023 |
| Book Page | 4264/1271 |
| Instrument | 2023007268 |
| Name | STRONGHOLD MARINE CONSTRUCTION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HUDSON, FL 34667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0041231768 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 4123/1768 |
| Instrument | 2022009946 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 09, 2019 |
| Property Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0036600161 |
| Book / Page | 3660 / 0161 |
| Map Reference | MB 9 PG 16 |
| Instrument Date | Jan 07, 2019 |
| Instrument | 2019001630 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | GULF COAST TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,675.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3275 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 2019001631 |
|---|---|
| Date | Jan 09, 2019 |
| Instrument | 2019001631 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,577.00 (+12.76%) Homeowner's exemption | $325,213 (+5.99%) | $439,357 (+2.76%) Land $90,525 Building $348,832 |
| 2023 | $306,843 (+3%) Land $306,843 | ||
| 2022 | $4,059.00 Homeowner's exemption | $297,906 | $427,541 Land $76,325 Building $351,216 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 526 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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