Hernando County property record for 3265 Gardenia Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,639 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2025) |
| Tax Bill | $1,402.00 (2025) |
| Primary APN | R13-223-16-2350-1120-0300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,639 sqft Living Area |
| 1st Floor | 1,261 sqft 1st Floor |
| Upper Floors | 378 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 364 sqft Garage |
| Deck Area | 72 sqft Deck |
|---|---|
| Patio Area | 40 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 774 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00169409 |
|---|---|
| Street Address | 3265 GARDENIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 12 BLOCK 112 LOT 30 ORB 172 PG 726 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 12 |
| Legal Block | 112 |
| Legal Lot Number | 30 |
| Legal Unit | 12 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2350-1120-0300
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3265 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 03, 2019 | Warranty Deed, Transfer NEW FRONTIER TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on Record |
| Deed Sale | Mar 26, 2025 · Amount on Record |
| Prior Sale | May 03, 2019 · Amount on Record |
| Deed Doc Number | 2025020231 |
| Deed Book / Page | 4537 / 1471 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3265 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3265 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0038971930 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 3897/1930 |
| Instrument | 2020062895 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3265 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0037131293 |
| Instrument Date | Jun 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3265 GARDENIA DR HERNANDO BEACH FL 346073506, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0037131293 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 003713/001293 |
| Instrument | 35881 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.07% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 03, 2019 |
| Property Address | 3265 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0036991404 |
| Book / Page | 003699 / 001404 |
| Instrument Date | May 03, 2019 |
| Instrument | 27215 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2019 |
| Title Company | NEW FRONTIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,008.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3265 GARDENIA DR HERNANDO BEACH FL 346073506, HERNANDO BEACH, FL 34607-3506 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,402.00 (-50.53%) Additional exemption filed | $137,652 (-39.14%) Land $118,570 Building $19,082 | $137,652 (-56.62%) Land $118,570 Building $19,082 |
| 2023 | $226,187 Land $20,795 Building $205,392 | ||
| 2022 | $2,834.00 | $317,304 Land $101,530 Building $215,774 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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