Hernando County property record for 3257 Gardenia Dr, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 7,057 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,000 (2019) |
| Tax Bill | $1,989.00 (2025) |
| Primary APN | R13-223-16-2350-1120-0290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,733 sqft Gross Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,057 sqft (0.162 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 425 sqft Garage |
| Carport | Carport |
| Carport Area | 425 sqft Carport |
| Patio Area | 220 sqft Patio |
| Porch | Porch |
| Porch Area | 200 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00169392 |
|---|---|
| Street Address | 3257 GARDENIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 12 BLOCK 112 LOT 29 OR 951 PG 1375 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 12 |
| Legal Block | 112 |
| Legal Lot Number | 29 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2350-1120-0290
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3257 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Deed Doc Number | 201940269 |
| Deed Book / Page | 3720 / 1911 |
| Prior Transfer Date | Mar 09, 2009 |
| Prior Transfer Doc | 0026520369 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3257 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3257 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0039970491 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 3997/491 |
| Instrument | 2021035427 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 27, 2019 |
| Property Address | 3257 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0037201911 |
| Book / Page | 3720 / 1911 |
| Map Reference | MB 9 PG 16 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019040269 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9924 ROYAL LYTHAM AVE, 9924, BRADENTON, FL 34202-4034 |
| Name | Verified Name |
|---|---|
| Address | 3257 GARDENIA DR, HERNANDO BEACH, FL 34607-3506 |
| Document Number | 0037201913 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 3720/1913 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,989.00 (+38.9%) Homeowner's exemption | $143,933 (+7.51%) | $234,250 (+16.6%) Land $99,917 Building $134,333 |
| 2023 | $133,881 (+3%) Land $24,166 Building $109,715 | ||
| 2022 | $1,432.00 Homeowner's exemption | $129,982 | $200,904 Land $85,803 Building $115,101 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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