3294 Gardenia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3294 Gardenia Dr, Hernando Beach, FL 34607 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,552 sqft Living Area
Lot Size7,300 sqft (0.168 acres)
GarageCarport, 868 sqft
Last Sale$355,000 (2024)
Tax Bill$5,071.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2350-1120-0100
Alternative APNs
  • 01034491
  • 1034491

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,552 sqft Living Area
Gross Area2,588 sqft Gross Area
1st Floor868 sqft 1st Floor
Upper Floors684 sqft Upper Floors
Stories3 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,300 sqft (0.168 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area868 sqft Garage
CarportCarport
Carport Area868 sqft Carport
Deck Area48 sqft Deck
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number01034491
Street Address3294 GARDENIA DR
CityHERNANDO BEACH
StateFL
Zip34607-3505
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 12 BLOCK 112 LOT 10
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 12
Legal Block112
Legal Lot Number10
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1032
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2350-1120-0100

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32448 E MCDONALD RD, DRUMMOND ISLAND, MI 49726-8504
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2024Warranty Deed, Transfer
OCEAN SANDS TITLE SVCS INC
Feb 08, 2024Warranty Deed, Transfer
OCEAN SANDS TITLE SVCS INC
May 18, 2023Warranty Deed, Transfer · Line of Credit
GREAT AMERICAN BANK
Jul 01, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 11, 2019Warranty Deed, Transfer
COMPASS LAND AND TITLE/N PINELLA, COMPASS LAND & TITLE/N PINELLA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2024 · Amount on Record
Deed SaleFeb 08, 2024 · Amount on Record
Prior SaleMay 18, 2023 · Amount on Record
Deed Doc Number20248477
Deed Book / Page4390 / 1738
Record RefreshedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 08, 2024
Property Address3294 GARDENIA DR, HERNANDO BEACH, FL 34607-3505
Document Number0043901738
Book / Page4390 / 1738
Map ReferenceMB 9 PG 16
Instrument DateFeb 02, 2024
Instrument2024008477
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyOCEAN SANDS TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 32, EUDORA, KS 66025-0032

Transferred To (Grantee/Buyer)

NameVerified Name
Address32448 EAST MCFLONALD RD, DRUMMOND ISLAND, MI 49726

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 08, 2024
Property Address3294 GARDENIA DR, HERNANDO BEACH, FL 34607-3505
Document Number0043901738
Book / Page4390 / 1738
Map ReferenceMB 9 PG 16
Instrument DateFeb 02, 2024
Instrument2024008477
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanyOCEAN SANDS TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$2,485.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 32, EUDORA, KS 66025-0032

Transferred To (Grantee/Buyer)

NameVerified Name
Address32448 E MCDONALD RD, DRUMMOND ISLAND, MI 49726-8504

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 18, 2023
Property Address3294 GARDENIA DR, HERNANDO BEACH, FL 34607-3505
Document Number0042991533
Book / Page4299 / 1533
Map ReferenceMB 9 PG 16-16A
Instrument DateMay 03, 2023
Instrument2023030603
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,537.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5394 N EXETER WAY, MERIDIAN, ID 83646-4692

Transferred To (Grantee/Buyer)

NameVerified Name
Address723 CHURCH ST, EUDORA, KS 66025-9517

Mortgage

Document Number0042991535
DateMay 18, 2023
Instrument4299/1535
Lender
NameGREAT AMERICAN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 10, 2033
Interest
Rate TypeAdjustable Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 01, 2021
Property Address3294 GARDENIA DR, HERNANDO BEACH, FL 34607-3505
Document Number0040210393
Book / Page4021 / 393
Map ReferenceMB 9 PG 16&16A
Instrument DateJun 29, 2021
Instrument2021049837
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyMODUS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4802 E CONNELL LAKE DR, 4802, INVERNESS, FL 34453-1537

Transferred To (Grantee/Buyer)

NameVerified Name
Address5394 N EXETER WAY, MERIDIAN, ID 83646-4692

Mortgage

Document Number4021395
DateJul 01, 2021
Instrument4021/395
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateDec 11, 2019
Property Address3294 GARDENIA DR, HERNANDO BEACH, FL 34607-3505
Document Number0037830811
Book / Page003783 / 000811
Instrument DateDec 11, 2019
Instrument77828
Transaction TypeTransfer
Record UpdatedJan 03, 2020
Title CompanyCOMPASS LAND AND TITLE/N PINELLA, COMPASS LAND & TITLE/N PINELLA

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 CONNELL LAKE DR INVERNESS FL 34453, INVERNESS, FL 34453

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,071.00 (+7.1%)$320,366 (+2.73%) Land $103,015 Building $217,351$320,366 (+2.73%) Land $103,015 Building $217,351
2023$311,840 (+4.66%) Land $93,188 Building $218,652
2022$4,735.00$297,952 Land $63,522 Building $234,430$311,840 Land $88,415 Building $223,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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