3270 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3270 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 720 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$257,842 (Nov 2022)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.82`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.82`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	720 sqft Living Area
Gross Area	966 sqft
Basement Area	154 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	246 sqft
Porch	Open Frame Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3270 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 82
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	82
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3270 5 OAKS DR, ARNOLD, MO 63010-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · FHA Mortgage MIDWEST BANK CENTRE
Jan 4, 2019	Deed of Trust, Mortgage FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Jan 9, 2019 · Amount on File
Deed Document Number	202235345
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	2019R000922
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 1, 2022
Property Address	3270 5 OAKS DR, ARNOLD, MO 63010-3883
Document Number	0000035345
Map Reference	MB 527 PG 2152
Instrument Date	Oct 28, 2022
Instrument	2022R-035345
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2060 GRANTS VALLEY LN, 2060, IMPERIAL, MO 63052-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 5 OAKS DR, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000035346
Date	Nov 1, 2022
Instrument	2022R-035346

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3270 5 OAKS DR, ARNOLD, MO 63010-3883
Document Number	0000000923
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3270 5 OAKS DR ARNOLD MO 630103883, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000000923
Date	Jan 9, 2019
Instrument	923

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,900 (-) Land $4,800 Building $24,100	$152,400 (-) Land $25,300 Building $127,100
2025	$1,997.00 (+4.83%)	$28,900 (+8.24%) Land $4,800 Building $24,100	$152,400 (-) Land $25,300 Building $127,100
2024	$1,905.00 (+0.58%)		$152,400 (+8.62%) Land $25,300 Building $127,100
2023	$1,894.00	$26,700 Land $4,800 Building $21,900	$140,300 Land $25,300 Building $115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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