3274 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3274 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,089 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual on Record
Tax Bill	$1,865 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.81`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.81`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	361 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Patio Area	272 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3274 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 81
Legal Range	05
Legal Township	42
Legal Section	01
Legal Quarter	NW
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	81
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	3274 5 OAKS DR, ARNOLD, MO 63010-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2011
Deed Sale	Aug 24, 2011
Prior Sale	Aug 24, 2011
Deed Document Number	0000026051
Last Transfer Date	Oct 14, 2022
Transfer Doc	0000033676
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3274 5 OAKS DR, ARNOLD, MO 63010-3883
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 5 OAKS DR, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000026767
Date	Oct 16, 2025
Instrument	2025R-026767

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 14, 2022
Property Address	3274 5 OAKS DR, ARNOLD, MO 63010-3883
Document Number	0000033676
Map Reference	MB 94 PG 6
Instrument Date	Sep 30, 2022
Instrument	2022R-033676
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3274 5 OAKS DR, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000033677
Date	Oct 14, 2022
Instrument	2022R-033677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,100 (+6.84%) Land $4,800 Building $23,300
2024			$148,200 (+7.24%) Land $25,300 Building $122,900
2023	$1,865.00	$26,300 Land $4,800 Building $21,500	$138,200 Land $25,300 Building $112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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