3266 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3266 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 720 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,100 (Dec 2018)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.83`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.83`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	720 sqft Living Area
Gross Area	966 sqft
Basement Area	154 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	246 sqft
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3266 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 83
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	83
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3266 5 OAKS DR, ARNOLD, MO 63010-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARSENAL CREDIT UNION
Oct 4, 2019	Deed of Trust, Mortgage · FHA Mortgage STIFEL BK&TR
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	201836481
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Sep 30, 2026
Property Address	3266 5 OAKS DR, ARNOLD, MO 63010-3883
Document Number	0000027107
Instrument Date	Sep 17, 2026
Instrument	202627107
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3266 5 OAKS DR, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000027107,
Date	Sep 30, 2026
Instrument	202627107

Lender

Name	ARSENAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 22, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3266 5 OAKS DR, ARNOLD, MO 63010-3883
Document Number	0000031494
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3266 5 OAKS DR ARNOLD MO 630103883, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000031494
Date	Oct 10, 2019
Instrument	31494

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 3, 2018
Property Address	3266 5 OAKS DR, ARNOLD, MO 63010-3883
Document Number	0000036481
Instrument Date	Nov 30, 2018
Instrument	36481
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3266 5 OAKS DR ARNOLD MO 630103883, ARNOLD, MO 63010-3883

Mortgage

Document Number	36482
Date	Dec 3, 2018
Instrument	36482

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,200 (-) Land $4,800 Building $24,400	$153,900 (-) Land $25,300 Building $128,600
2025	$2,018.00 (+5.77%)	$29,200 (+8.55%) Land $4,800 Building $24,400
2024			$153,900 (+8.53%) Land $25,300 Building $128,600
2023	$1,908.00	$26,900 Land $4,800 Building $22,100	$141,800 Land $25,300 Building $116,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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