3262 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3262 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	3 ba · 936 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Jun 2001)
Tax Bill	$2,532 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.84`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.84`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1995
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	180 sqft
Porch	Porch
Porch Area	618 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3262 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 84
Legal Range	05
Legal Township	42
Legal Section	01
Legal Quarter	NW
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	84
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3262 5 OAKS DR, ARNOLD, MO 63010-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2001 · Amount on Record
Deed Sale	Jun 12, 2001 · Amount on Record
Prior Sale	Apr 2, 2001 · Amount on Record
Deed Document Number	0010872286
Deed Book / Page	1087 / 2286
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3262 5 OAKS DR, ARNOLD, MO 63010-3883
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 5 OAKS DR, ARNOLD, MO 63010-3883

Mortgage

Document Number	0000034933
Date	Oct 28, 2022
Instrument	2022R-034933

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Aug 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3262 5 OAKS DR, ARNOLD, MO 63010-3883
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R027409
Date	Jun 24, 2021
Instrument	2021R-027409

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,800 (+8.68%) Land $4,800 Building $34,000
2024			$204,300 (+8.79%) Land $25,300 Building $179,000
2023	$2,532.00	$35,700 Land $4,800 Building $30,900	$187,800 Land $25,300 Building $162,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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