327 Crest Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 327 Crest Dr, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 2022
Square Footage	728 sqft Living Area
Lot Size	32,060 sqft (0.735 acres)
Last Sale	$750,000 (2020)
Tax Bill	$5,286.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42000-017-0000`
Alternative APN	`1060188`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	728 sqft Living Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	32,060 sqft (0.735 acres)
Depth X Width	32.1 ft x 10 ft Depth x Width
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1060188
Street Address	327 CREST DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8669
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE W1/2 OF: COM AT SW/C LOT 1 SEC 28-2S-21W, N 01 DEG 14'50 E 831.27FT TO POB N 82 DEG 34'35E 200FT N 01 DEG 14'50E 219.33FT
Legal Range	21W
Legal Township	02S
Legal Section	28
Legal Subdivision	ACREAGE & UNREC
Legal Block	17
Legal Lot Number	1
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1002
Census Tract	950608

Owner

Source: Walton County records · APN 28-2S-21-42000-017-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	870 COOKS QUARTERS RD, EVERGREEN, AL 36401-4911
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Mar 21, 2013
Deed Doc Number	20200033289
Deed Book / Page	3157 / 2238
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 31, 2020
Property Address	MIRAMAR BEACH, FL 32550
Document Number	0031572238
Book / Page	3157 / 2238
Instrument Date	Aug 28, 2020
Instrument	20200033289
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1018, QUINCY, FL 32353-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 COOKS QUARTERS RD, EVERGREEN, AL 36401-4911

Mortgage

Document Number	0031572241
Date	Aug 31, 2020
Instrument	3157/2241

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 01, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$577,716 (-0.19%) Land $474,905 Building $102,811	$577,716 (-0.19%) Land $474,905 Building $102,811
2024	$5,286.00 (+0.51%)
2023	$5,259.00 (-4.47%)	$578,801 (-4.52%) Land $474,905 Building $103,896	$578,801 (-4.52%) Land $474,905 Building $103,896
2022	$5,505.00	$606,216 Land $606,216	$606,216 Land $606,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.