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305 Crest Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 305 Crest Dr, Miramar Beach, FL 32550 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage2,710 sqft Living Area
Lot Size26,484 sqft (0.608 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Last Sale$1,400,000 (2023)

Property Details

APN / Parcel Number

Primary APN28-2S-21-42281-000-0080
Alternative APNs
  • 28-221-42281-000-0080
  • 1060298

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,710 sqft Living Area
Gross Area3,980 sqft Gross Area
1st Floor2,710 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area26,484 sqft (0.608 acres)
Depth X Width282 ft x 94 ft Depth x Width
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area437 sqft Patio
Porch Area742 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address305 CREST DR
CityMIRAMAR BEACH
StateFL
Zip32550-8669
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF GOVT LOT 10, DESC AS: BEG AT SE/C OF LOT 10 N 88 DEG 24'00 W, 94.90 FT; N 01 DEG 15'00 E, 282 FT TO BAY ELY ALONG BAY 81 FT, NLY ALONG WATER 102 FT, S 01 DEG 15'00 W, 378 FT TO THE POB (BEING PARCEL 8 CALLIE SHORES UNRECD) OR 1858-101 OR
Legal Range021
Legal Township02S
Legal Section28
Legal SubdivisionCALLIE SHORES UNRECORDED
Legal Lot Number10
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1002
Census Tract950608

Owner

Source: Walton County records · APN 28-2S-21-42281-000-0080

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
TOWNE MORTGAGE CO
Oct 04, 2023Warranty Deed, Transfer · Seller Take-Back
SMITH LIVING TRUST
Jan 13, 2023Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2023 · Amount on Record
Deed SaleOct 04, 2023 · Amount on Record
Prior SaleJul 06, 2000 · Amount on Record
Deed Doc Number202336033
Deed Book / Page3304 / 592
Prior Transfer DateJan 10, 2023
Prior Transfer Doc0032780493
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669

Mortgage

Document Number0033772759
DateNov 13, 2025
Book Page3377/2759
Instrument20250042053
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 04, 2023
Property Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669
Document Number0033040592
Book / Page3304 / 592
Instrument DateOct 02, 2023
Instrument20230036033
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address305 CREST DR, DESTIN, FL 32550-8669

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 CREST DR, DESTIN, FL 32550-8669

Mortgage

Document Number0003304594
DateOct 04, 2023
Instrument3304/594
Lender
NameSMITH LIVING TRUST
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateJan 13, 2023
Property Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669
Document Number0032780493
Book / Page3278 / 493
Instrument DateJan 10, 2023
Instrument20230001507
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address305 CREST DR, MIRAMAR BEACH, FL 32550-8669

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$970,718 (-9.82%)$1,060,763 (-1.46%) Land $450,922 Building $609,841
2023$4,436.00 (+0.27%) Homeowner's exemption$1,076,429 (+1.79%) Land $450,922 Building $625,507$1,076,429 (+1.79%) Land $450,922 Building $625,507
2022$4,424.00 Homeowner's exemption$1,057,470 Land $500,524 Building $556,946$1,057,470 Land $500,524 Building $556,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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